Your Consumer Rights
Complaining About CreditComplaining to Federal Enforcement Agencies: First try to solve your problem directly with a creditor. Only if ..... ...... are several ways to contact a CRA:
IF DECLINED FOR A LOAN, call the lender who is required by the FCRA to give you the name, address and phone number of the CRA it used in evaluating your loan application.
IF YOU'RE JUST CURIOUS, you can find out the contents of your file by calling the CRA nearest you. They are usually listed in the phonebook under Credit Reporting Agencies.
If your report contains inaccurate information, you may challenge the inclusion of it in your file. One option: If a lender has made an error, point it out to the lender and request that corrected information be sent to the CRA.
|
